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Survivorship UL Lifetime/Age 100 Minimum Guaranteed Premiums
There are three parts to this chart: Annual, Single & Ten Pay Premiums (as of 11/1/08)
$1,000,000 Policy; Standard NonTobacco Class - Annual Premium
Company Policy Name Guarantee Period Male Age 60/Female Age 55 Male Age 70/Female Age 70 Male Age 80/Female Age 75 Issue Class Used Premiums Payable to Younger Insured's Age
Ameritas Life (UNIFI Co.) Excel Secondary Guarantee SUL Lifetime 9,751 20,868 31,657 NonTobacco 121
Aviva Life Indexed SUL Lifetime 10,530 22,970 31,091 NonTobacco 121
Aviva - Bankers Life of NY Indexed SUL Lifetime 10,530 22,970 31,091 NonTobacco 121
AXA Equitable Life Athena SUL III Age 100 9,400 20,187 31,993 Standard NonTobacco 100
Genworth Life Lifetime Provider (SM) SUL II Lifetime 9,047 19,029 31,647 Standard No Nicotine Use 121
ING "Security Life of Denver" ING SUL-GDB Lifetime 9,501 18,489 29,396 Standard Non Smoker 121
John Hancock Life (USA) Protection SUL-G Lifetime 8,825 18,625 27,163 Standard Plus Nonsmoker 121
Lincoln Benefit Life Legacy Secure SL  (2008) Lifetime 9,462 19,516 28,670 Standard NonSmoker 121
Lincoln National Lincoln LifeGuarantee SUL Lifetime 9,333 18,686 27,219 Standard NonTobacco 121
Massachusetts Mutual Life SUL Guard(SM) Lifeitme 9,678 19,720 33,835 NonTobacco 100
MetLife Investors Legacy Advantage SUL Lifetime 9,335 19,294 30,018 Standard NonSmoker 120
New York Life SUL Lifetime Guarantee Age 121 9,600 20,015 30,758 Non Smoker 121
Nationwide Life Nationwide YourLife SUL Lifetime 9,663 21,857 37,177 NonTobacco 100
Pacific Life Pacific Estate Preserver III Age 100 7,835 15,830 N/A Standard NonSmoker 100
Penn Mutual Life Estate Protection For Life Age 121 9,521 19,397 27,542 Standard NonTobacco 121
Phoenix Life Survivorship UL with Guarantee Lifetime 9,153 18,956 30,661 Standard NonSmoker 121
Principal Life Survivorship UL Protector Lifetime 9,464 18,680 29,286 Standard NonTobacco 121
Protective Life Protective Centennial Survivor G UL Lifetime 9,014 18,621 28,487 NonTobacco 121
Prudential Financial PruLife SUL Protector Lifetime 9,329 19,408 30,970 NonSmoker Plus 121
Sun Life Financial Sun Survivorship LP3 Lifetime 9,020 19,480 29,079 Standard NonTobacco 100
Transamerica Life TransAce Survivor Life 2008 Lifetime 8,898 18,373 25,575 Standard Nonsmoker 111
Transamerica Life TransACE Survivor New York Lifetime 11,220 21,723 34,188 Standard 100
West Coast Life Golden Legacy Protector X Lifetime 9,014 18,621 28,487 NonTobacco 121
$1,000,000 Policy; Standard NonTobacco Class - Single Premium
Company Policy Name Guarantee Period Male Age 60/Female Age 55 Male Age 70/Female Age 70 Male Age 80/Female Age 75 Issue Class Used Premiums Payable to Younger Insured's Age
Ameritas Life (UNIFI Co.) Excel Secondary Guarantee SUL Lifetime 180,835 313,346 423,831 NonTobacco 121
Aviva Life Indexed SUL Lifetime 162,927 317,055 403,739 NonTobacco 121
Aviva - Bankers Life of NY Indexed SUL Lifetime 162,927 317,055 403,739 NonTobacco 121
AXA Equitable Life Athena SUL III Age 100 158,699 294,367 441,042 Standard NonTobacco 100
Genworth Life Lifetime Provider (SM) SUL II Lifetime 161,678 270,365 404,365 Standard No Nicotine Use 121
ING "Security Life of Denver" ING SUL-GDB Lifetime 167,125 277,770 382,115 Standard Non Smoker 121
John Hancock Life (USA) Protection SUL-G Lifetime 163,444 291,219 363,757 Standard Plus Nonsmoker 121
Lincoln Benefit Life Legacy Secure SL  (2008) Lifetime 213,108 399,231 536,736 Standard NonSmoker 121
Lincoln National Lincoln LifeGuarantee SUL Lifetime 167,180 295,687 395,718 Standard NonTobacco 121
Massachusetts Mutual Life SUL Guard(SM) Lifeitme 176,491 294,047 420,323 NonTobacco 100
MetLife Investors Legacy Advantage SUL Lifetime 163,193 296,237 406,220 Standard NonSmoker 120
New York Life SUL Lifetime Guarantee Age 121 191,657 329,844 436,343 Non Smoker 121
Nationwide Life Nationwide YourLife SUL Lifetime 167,123 305,008 435,934 NonTobacco 100
Pacific Life Pacific Estate Preserver III Age 100 139,926 229,293 N/A Standard NonSmoker 100
Penn Mutual Life Estate Protection For Life Age 121 182,026 307,884 387,331 Standard NonTobacco 121
Phoenix Life Survivorship UL with Guarantee Lifetime 176,459 301,811 409,369 Standard NonSmoker 121
Principal Life Survivorship UL Protector Lifetime 164,863 282,152 397,449 Standard NonTobacco 121
Protective Life Protective Centennial Survivor G UL Lifetime 163,114 281,222 372,612 NonTobacco 121
Prudential Financial PruLife SUL Protector Lifetime 157,260 285,169 398,306 NonSmoker Plus 121
Sun Life Financial Sun Survivorship LP3 Lifetime 163,858 287,588 394,407 Standard NonTobacco 100
Transamerica Life TransAce Survivor Life 2008 Lifetime 153,423 265,775 349,864 Standard Nonsmoker 111
Transamerica Life TransACE Survivor New York Lifetime 202,331 314,262 416,845 Standard 100
West Coast Life Golden Legacy Protector X Lifetime 163,114 281,222 372,612 NonTobacco 121
$1,000,000 Policy; Standard NonTobacco Class - Ten-Pay Premium
Company Policy Name Guarantee Period Male Age 60/Female Age 55 Male Age 70/Female Age 70 Male Age 80/Female Age 75 Issue Class Used Premiums Payable to Younger Insured's Age
Ameritas Life (UNIFI Co.) Excel Secondary Guarantee SUL Lifetime 20,672 37,408 51,235 NonTobacco 121
Aviva Life Indexed SUL Lifetime 20,938 39,786 51,304 NonTobacco 121
Aviva - Bankers Life of NY Indexed SUL Lifetime 20,938 39,786 51,304 NonTobacco 121
AXA Equitable Life Athena SUL III Age 100 21,362 38,356 54,370 Standard NonTobacco 100
Genworth Life Lifetime Provider (SM) SUL II Lifetime 20,528 36,441 56,299 Standard No Nicotine Use 121
ING "Security Life of Denver" ING SUL-GDB Lifetime 20,833 35,016 49,991 Standard Non Smoker 121
John Hancock Life (USA) Protection SUL-G Lifetime 20,120 40,844 50,812 Standard Plus Nonsmoker 121
Lincoln Benefit Life Legacy Secure SL  (2008) Lifetime 20,969 35,444 45,769 Standard NonSmoker 121
Lincoln National Lincoln LifeGuarantee SUL Lifetime 20,539 36,358 48,841 Standard NonTobacco 121
Massachusetts Mutual Life SUL Guard(SM) Lifeitme 21,843 36,257 52,878 NonTobacco 100
MetLife Investors Legacy Advantage SUL Lifetime 18,937 34,421 47,565 Standard NonSmoker 120
New York Life SUL Lifetime Guarantee Age 121 23,694 42,487 58,619 Non Smoker 121
Nationwide Life Nationwide YourLife SUL Lifetime 19,945 39,577 56,856 NonTobacco 100
Pacific Life Pacific Estate Preserver III Age 100 15,965 27,857 N/A Standard NonSmoker 100
Penn Mutual Life Estate Protection For Life Age 121 20,786 38,016 48,960 Standard NonTobacco 121
Phoenix Life Survivorship UL with Guarantee Lifetime 21,652 37,724 51,050 Standard NonSmoker 121
Principal Life Survivorship UL Protector Lifetime 20,307 34,768 48,118 Standard NonTobacco 121
Protective Life Protective Centennial Survivor G UL Lifetime 18,260 32,535 44,879 NonTobacco 121
Prudential Financial PruLife SUL Protector Lifetime 19,829 36,281 51,487 NonSmoker Plus 121
Sun Life Financial Sun Survivorship LP3 Lifetime 19,486 36,827 51,521 Standard NonTobacco 100
Transamerica Life TransAce Survivor Life 2008 Lifetime 19,550 35,294 48,159 Standard Nonsmoker 111
Transamerica Life TransACE Survivor New York Lifetime 24,928 39,612 53,998 Standard 100
West Coast Life Golden Legacy Protector X Lifetime 18,260 32,535 44,879 NonTobacco 121
Illustration Footnote & Clarification
Massachusetts Mutual Life SUL Guard(SM) Lifetime guaranteed premium assumes all premium is paid into the GDB Premium Account (GDB PA).
Pacific Life Pacific Estate Preserver III PEPIII is not issued above Age 75 with the FDNLG rider;  level-pay scenarios are 100% commissionable target; 1-Pay and 10-Pays are 50% base, 50% term rider.
Level-pay scenarios are 100% commissionable target; 1-Pay and 10-Pays are 50% base, 50% term rider.
West Coast Life Golden Legacy Protector X GLPT