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| Demonstration version of Full Disclosure | ||||||||||||
| Full Disclosure Web Site | ||||||||||||
| Universal Life Lifetime/Age 100 Guaranteed Minimum Premiums | ||||||||||||
| There are three parts to this chart: | ||||||||||||
| $1,000,000 Level Death Benefit Annual, Single, and Ten-Pay Premium for Male & Female for Three Issue Classes; as of 7/1/06. See Specifications (Specs) Section for Available Issue Classes | ||||||||||||
| ILLUSTRATED (7/1/2006) $1,000,000 Policy; Best NonTobacco Class - Annual Premium | ||||||||||||
| Company | Policy Name | Guarantee Period | Male Age 35 | Male Age 45 | Male Age 55 | Male Age 65 | Male Age 75 | Female Age 35 | Female Age 55 | Premiums Payable to Age | Co. Issue Class Used | |
| AIG American General Life | ContinUL Extend | Lifetime | 5,245 | 7,481 | 11,181 | 18,949 | N/A** | 4,317 | 9,563 | 121 | Preferred Plus NonTobacco | |
| AIG American General Life | Elite Universal Life-G 2003 | Lifetime | 5,768 | 8,282 | 12,891 | 20,807 | N/A* | 4,767 | 10,781 | 100 | Preferred Plus NonTobacco | |
| AXA Equitable Life | Athena Universal Life II | Age 100 | 5,214 | 7,571 | 11,319 | 19,358 | 33,384 | 4,165 | 9,508 | 100 | Preferred Plus NonTobacco | |
| Banner Life | Continuity Lifetime UL | Lifetime | 4,980 | 7,570 | 12,280 | 20,740 | 34,260 | 4,150 | 10,010 | 100 | Preferred Plus | |
| First Colony Life | Lifetime Protector Flex (sm) | Lifetime | 4,741 | 7,499 | N/A | N/A | N/A | 3,756 | N/A | Lifetime | Preferred Best No Nicotine Use | |
| First Colony Life | Lifetime Protector 50+ (sm) | Lifetime | N/A* | N/A | 11,900 | 19,697 | 37,925 | N/A | 9,963 | Lifetime | Preferred Best No Nicotine Use | |
| Guardian Life | Universal Life Protector (UL-PRO) | Lifetime | 5,239 | 7,795 | 12,206 | 20,434 | 35,934 | 4,064 | 9,996 | 100 | Super Preferred | |
| ING "Security Life of Denver" | Guaranteed Death Benefit UL | Lifetime | 4,663 | 7,471 | 11,631 | 19,251 | 34,701 | 3,891 | 9,551 | 100 | Super Preferred NonTobacco | |
| ING "Security Life of Denver" | LDGUL | Lifetime | 7,347 | 10,339 | 15,821 | 26,216 | 42,271 | 5,903 | 13,858 | 100 | Preferred NonSmoker | |
| Jackson National Life | Generations UL | Lifetime | 4,803 | 7,512 | 11,894 | 19,961 | 37,257 | 3,817 | 9,807 | 121 | Preferred Plus | |
| Jefferson-Pilot Life | JPF Legend XG | Lifetime | 4,471 | 7,097 | 11,799 | 20,154 | 35,351 | 3,824 | 9,680 | 100 | Preferred Plus NonTobacco | |
| Jefferson-Pilot Life | JPF Legend Plus | Lifetime | 5,071 | 7,991 | 13,171 | 22,324 | 38,926 | 4,345 | 10,846 | 100 | Preferred Plus | |
| John Hancock Life | Performance UL Core | Lifetime | 10,940 | 16,350 | 25,670 | 44,070 | 83,880 | 9,440 | 20,890 | 100 | Super Preferred NonTobacco | |
| John Hancock Life (U.S.A.) | Protection UL G | Lifetime | 5,435 | 7,890 | 11,071 | 18,495 | 33,366 | 4,275 | 9,465 | 121 | Super Preferred NonSmoker | |
| Lincoln Benefit Life | Legacy Secure | Lifetime | 5,476 | 7,965 | 11,826 | 21,304 | 38,290 | 4,758 | 9,920 | 100 | Preferred Elite/Preferred NS* | |
| Lincoln National Life | UL LPR7 | Lifetime | 4,800 | 76,660 | 11,675 | 19,744 | 33,475 | 4,000 | 9,700 | 121 | Preferred Best | |
| Massachusetts Mutual Life | UL Guard(SM) | Lifetime | 5,106 | 8,057 | 12,500 | 20,942 | 35,870 | 4,352 | 9,917 | 100 | Ultra Preferred NonTobacco | |
| MetLife | Guarantee Advantage UL | Lifetime | 5,010 | 7,380 | 11,659 | 19,392 | 34,940 | 4,130 | 9,526 | 100 | Elite | |
| Midland National Life | Innovation Universal Life 2.3 | Lifetime | 4,870 | 7,521 | 12,053 | 20,281 | 37,588 | 4,110 | 10,309 | 100 | Preferred Plus | |
| Mutual of Omaha Life | Priority Max GUL | Age 120 | 5,935 | 7,753 | 12,173 | 20,397 | 37,451 | 5,024 | 9,712 | 100 | Preferred Plus | |
| National Life | NLG 120 | Lifetime | 5,178 | 8,191 | 12,179 | 20,314 | N/A | 3,424 | 10,247 | 100 | Elite Prefered NonSmoker | |
| Nationwide Financial Life | Ultimate Universal Life | Lifetime | 5,175 | 7,880 | 12,230 | 20,547 | 40,834 | 4,346 | 9,933 | 100 | NonTobacco Preferred | |
| New York Life | NYLIAC Accumulator | Age 100 | 6,823 | 11,066 | 17,033 | 26,880 | 49,718 | 5,471 | 14,835 | 100 | Select Preferred | |
| New York Life | NYLIAC Protector 2005 | Lifetime | 6,229 | 9,690 | 15,276 | 24,216 | 42,737 | 5,144 | 12,274 | 121 | Select Preferred | |
| North American Life | Custom Guarantee | Lifetime | 5,254 | 7,825 | 12,400 | 22,475 | 41,430 | 4,194 | 10,294 | 100 | Preferred NonTobacco | |
| Ohio National Life | Virtus 100 G | Lifetime | 5,244 | 7,800 | 12,204 | 20,388 | 37,656 | 4,176 | 10,056 | 100 | Super Preferred NonSmoker | |
| Pacific Life | VersaFlex VI | Age 100 | 4,014 | 6,767 | 11,402 | 19,557 | 35,807 | 3,231 | 9,245 | 100 | Super-Preferred Nonsmoker | |
| Penn Mutual Life | Protection For Life | Lifetime | 5,233 | 7,867 | 11,966 | 19,750 | 34,436 | 4,180 | 10,550 | 121 | Preferred Plus | |
| Phoenix Life | Phoenix Generations | Lifetime | 5,501 | 7,650 | 11,601 | 19,741 | 35,277 | 4,206 | 9,651 | 100 | Preferred Plus | |
| Principal Life | UL Protector III | Lifetime | 5,400 | 7,490 | 11,499 | 19,082 | 37,642 | 4,275 | 9,600 | 121 | Super Preferred | |
| Principal Life | UL Accumulator | Lifetime | 11,480 | 17,760 | 28,800 | 47,740 | 89,120 | 9,410 | 22,240 | 100 | Super Preferred | |
| Protective Life | Protective Select UL VI LP/SP | Age 120 | 5,001 | 7,593 | 11,684 | 19,962 | 39,862 | 4,124 | 9,561 | 100 | Select Preferred | |
| Prudential Financial Life | PruLife Universal Protector | Lifetime | 4,787 | 7,473 | 11,728 | 19,983 | 37,823 | 3,918 | 9,602 | 120 | Preferred Best | |
| Sun Life Financial | Sun Life Protector | Lifetime | 4,998 | 7,459 | 11,664 | 19,317 | 33,475 | 4,052 | 9,507 | 121 | Super Preferred | |
| Transamerica Occidental Life | TransAce LP | Lifetime | 5,478 | 7,755 | 12,190 | 19,361 | 35,319 | 4,047 | 9,544 | 121 | Select | |
| Union Central Life (UNIFI Co.) | Excel Provider | Age 110 | 5,316 | 7,749 | 12,207 | 20,373 | 31,994 | 4,308 | 10,056 | 100 | Preferred Plus | |
| United States Life of NY (AIG) | ContinUL Extend NY | Lifetime | 5,245 | 7,481 | 11,181 | 18,949 | N/A** | 4,317 | 9,563 | 121 | Preferred Plus NonTobacco | |
| United States Life of NY (AIG) | Platinum Protector G NY | Lifetime | 5,401 | 7,900 | 12,400 | 20,400 | N/A* | 4,500 | 10,400 | 100 | Preferred Plus NonTobacco | |
| United States Life of NY (AIG) | Medalist Premier | Lifetime | 6,475 | 9,187 | 14,473 | 21,789 | N/A** | 5,298 | 11,497 | 100 | Preferred NonTobacco | |
| West Coast Life | LifeTime Platinum 120 LP/120 SP* | Age 120 | 5,590 | 8,400 | 13,110 | 21,650 | 37,910 | 4,380 | 10,650 | 100 | Super Preferred NonTobacco | |
| Universal Life Lifetime/Age 100 Guarantee Current Illustrated Premiums | ||||||||||||
| ILLUSTRATED (7/1/2006) $1,000,000 Policy; Best NonTobacco Class - Single Premium | ||||||||||||
| Company | Policy Name | Guarantee Period | Male Age 35 | Male Age 45 | Male Age 55 | Male Age 65 | Male Age 75 | Female Age 35 | Female Age 55 | Premiums Payable to Age | Co. Issue Class Used | |
| AIG American General Life | ContinUL Extend | Lifetime | 104,321 | 140,592 | 190,352 | 292,443 | N/A** | 88,285 | 163,449 | 121 | Preferred Plus NonTobacco | |
| AIG American General Life | Elite Universal Life-G 2003 | Lifetime | 114,430 | 149,051 | 208,241 | 297,784 | N/A* | 94,580 | 174,166 | 100 | Preferred Plus NonTobacco | |
| AXA Equitable Life | Athena Universal Life II | Age 100 | 101,741 | 138,531 | 190,753 | 287,130 | 414,307 | 85,202 | 160,457 | 100 | Preferred Plus NonTobacco | |
| Banner Life | Continuity Lifetime UL | Lifetime | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 100 | Preferred Plus | |
| First Colony Life | Lifetime Protector Flex (sm) | Lifetime | 77,014 | 122,319 | N/A | N/A | N/A | 57,306 | N/A | Lifetime | Preferred Best No Nicotine Use | |
| First Colony Life | Lifetime Protector 50+ (sm) | Lifetime | N/A* | N/A | 194,357 | 283,550 | 513,589 | N/A | 160,901 | Lifetime | Preferred Best No Nicotine Use | |
| Guardian Life | Universal Life Protector (UL-PRO) | Lifetime | 100,947 | 140,982 | 199,888 | 300,241 | 445,910 | 80,017 | 167,559 | 100 | Super Preferred | |
| ING "Security Life of Denver" | Guaranteed Death Benefit UL | Lifetime | 90,410 | 136,573 | 196,937 | 288,935 | 422,750 | 76,125 | 165,381 | 100 | Super Preferred NonTobacco | |
| ING "Security Life of Denver" | LDGUL | Lifetime | 128,651 | 172,412 | 243,251 | 356,549 | 479,140 | 104,786 | 218,353 | 100 | Preferred NonSmoker | |
| Jackson National Life | Generations UL | Lifetime | 92,782 | 135,468 | 188,427 | 281,222 | 424,867 | 74,788 | 160,921 | 121 | Preferred Plus | |
| Jefferson-Pilot Life | JPF Legend XG | Lifetime | 82,012 | 124,379 | 191,866 | 291,441 | 423,233 | 70,810 | 161,450 | 100 | Preferred Plus NonTobacco | |
| Jefferson-Pilot Life | JPF Legend Plus | Lifetime | 95,803 | 143,861 | 219,311 | 329,256 | 473,187 | 82,900 | 185,383 | 100 | Preferred Plus | |
| John Hancock Life | Performance UL Core | Lifetime | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 100 | Super Preferred NonTobacco | |
| John Hancock Life (U.S.A.) | Protection UL G | Lifetime | 99,963 | 147,978 | 198,691 | 291,121 | 423,658 | 80,040 | 166,254 | 121 | Super Preferred NonSmoker | |
| Lincoln Benefit Life | Legacy Secure | Lifetime | 104,322 | 145,996 | 197,390 | 304,370 | 439,986 | 95,439 | 164,860 | 100 | Preferred Elite/Preferred NS* | |
| Lincoln National Life | UL LPR7 | Lifetime | 87,471 | 135,144 | 190,906 | 281,757 | 397,955 | 72,688 | 156,162 | 121 | Preferred Best | |
| Massachusetts Mutual Life | UL Guard(SM) | Lifetime | 96,884 | 140,807 | 202,421 | 298,012 | 428,427 | 78,696 | 163,981 | 100 | Ultra Preferred NonTobacco | |
| MetLife | Guarantee Advantage UL | Lifetime | 100,325 | 139,995 | 183,984 | 285,081 | 414,018 | 83,296 | 161,910 | 100 | Elite | |
| Midland National Life | Innovation Universal Life 2.3 | Lifetime | 110,395 | 160,095 | 234,513 | 336,038 | 482,845 | 92,913 | 203,661 | 100 | Preferred Plus | |
| Mutual of Omaha Life | Priority Max GUL | Age 120 | 127,301 | 164,264 | 225,382 | N/A | N/A | N/A | 200,714 | 100 | Preferred Plus | |
| National Life | NLG 120 | Lifetime | 104,238 | 160,351 | 217,711 | 317,117 | N/A | 64,878 | 181,627 | 100 | Elite Prefered NonSmoker | |
| Nationwide Financial Life | Ultimate Universal Life | Lifetime | 134,847 | 211,251 | 336,660 | 499,251 | 695,850 | 116,644 | 290,718 | 100 | NonTobacco Preferred | |
| New York Life | NYLIAC Accumulator | Age 100 | 199,949 | 305,174 | 430,146 | 594,909 | 891,716 | 160,350 | 374,636 | 100 | Select Preferred | |
| New York Life | NYLIAC Protector 2005 | Lifetime | 118,289 | 174,318 | 253,182 | 366,233 | 566,040 | 101,000 | 212,213 | 121 | Select Preferred | |
| North American Life | Custom Guarantee | Lifetime | 98,335 | 139,852 | 204,819 | 320,611 | 466,712 | 79,751 | 174,865 | 100 | Preferred NonTobacco | |
| Ohio National Life | Virtus 100 G | Lifetime | 108,326 | 154,878 | 214,455 | 308,516 | 441,681 | 89,710 | 174,062 | 100 | Super Preferred NonSmoker | |
| Pacific Life | VersaFlex VI | Age 100 | 67,010 | 107,680 | 168,456 | 256,467 | 371,631 | 54,513 | 139,166 | 100 | Super-Preferred Nonsmoker | |
| Penn Mutual Life | Protection For Life | Lifetime | 104,197 | 139,753 | 205,194 | 296,638 | 434,733 | 85,154 | 177,352 | 121 | Preferred Plus | |
| Phoenix Life | Phoenix Generations | Lifetime | 180,818 | 197,567 | 240,704 | 343,496 | 560,569 | 162,932 | 236,575 | 100 | Preferred Plus | |
| Principal Life | UL Protector III | Lifetime | 103,006 | 134,013 | 190,697 | 279,300 | 475,005 | 90,008 | 162,011 | 121 | Super Preferred | |
| Principal Life | UL Accumulator | Lifetime | N/A | 401,106 | 609,589 | 910,240 | 1,422,225 | N/A | 470,739 | 100 | Super Preferred | |
| Protective Life | Protective Select UL VI LP/SP | Age 120 | 104,208 | 153,892 | 208,011 | 305,189 | 494,662 | 91,464 | 189,339 | 100 | Select Preferred | |
| Prudential Financial Life | PruLife Universal Protector | Lifetime | 86,789 | 130,321 | 192,720 | 295,417 | 463,758 | 71,968 | 162,238 | 120 | Preferred Best | |
| Sun Life Financial | Sun Life Protector | Lifetime | 91,483 | 136,968 | 184,790 | 283,903 | 425,417 | 76,939 | 158,442 | 121 | Super Preferred | |
| Transamerica Occidental Life | TransAce LP | Lifetime | 218,743 | 147,868 | 218,743 | 317,871 | 502,469 | 81,666 | 176,357 | 121 | Select | |
| United States Life of NY (AIG) | ContinUL Extend NY | Lifetime | 104,321 | 140,592 | 190,352 | 292,443 | N/A** | 88,285 | 163,449 | 121 | Preferred Plus NonTobacco | |
| United States Life of NY (AIG) | Platinum Protector G NY | Lifetime | 107,144 | 142,180 | 200,309 | 291,965 | N/A* | 89,279 | 168,013 | 100 | Preferred Plus NonTobacco | |
| United States Life of NY (AIG) | Medalist Premier | Lifetime | 128,442 | 165,331 | 233,799 | 311,829 | N/A** | 105,089 | 185,714 | 100 | Preferred NonTobacco | |
| West Coast Life | LifeTime Platinum 120 LP/120 SP* | Age 120 | 98,806 | 139,795 | 212,073 | 319,261 | 447,817 | 79,361 | 169,032 | 100 | Super Preferred NonTobacco | |
| Universal Life Lifetime/Age 100 Guarantee Current Illustrated Premiums | ||||||||||||
| ILLUSTRATED (7/1/2006) $1,000,000 Policy; Best NonTobacco Class - Ten-Pay Premium | ||||||||||||
| Company | Policy Name | Guarantee Period | Male Age 35 | Male Age 45 | Male Age 55 | Male Age 65 | Male Age 75 | Female Age 35 | Female Age 55 | Premiums Payable to Age | Co. Issue Class Used | |
| AIG American General Life | ContinUL Extend | Lifetime | N/A* | 17,437 | 23,896 | 37,347 | N/A** | N/A* | 21,049 | 121 | Preferred Plus NonTobacco | |
| AIG American General Life | Elite Universal Life-G 2003 | Lifetime | N/A** | 19,833 | 27,709 | 39,624 | N/A* | N/A** | 23,175 | 100 | Preferred Plus NonTobacco | |
| AXA Equitable Life | Athena Universal Life II | Age 100 | 11,688 | 16,080 | 22,329 | 33,833 | 50,088 | 9,670 | 19,004 | 100 | Preferred Plus NonTobacco | |
| Banner Life | Continuity Lifetime UL | Lifetime | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 100 | Preferred Plus | |
| First Colony Life | Lifetime Protector Flex (sm) | Lifetime | 9,872 | 15,679 | N/A | N/A | N/A | 7,346 | N/A | Lifetime | Preferred Best No Nicotine Use | |
| First Colony Life | Lifetime Protector 50+ (sm) | Lifetime | N/A* | N/A | 24,913 | 36,135 | 65,831 | N/A | 20,624 | Lifetime | Preferred Best No Nicotine Use | |
| Guardian Life | Universal Life Protector (UL-PRO) | Lifetime | 12,467 | 17,714 | 25,610 | 39,093 | 59,461 | 9,777 | 21,313 | 100 | Super Preferred | |
| ING "Security Life of Denver" | Guaranteed Death Benefit UL | Lifetime | 11,181 | 16,957 | 24,512 | 36,487 | 55,851 | 9,404 | 20,545 | 100 | Super Preferred NonTobacco | |
| ING "Security Life of Denver" | LDGUL | Lifetime | 16,266 | 21,879 | 30,942 | 45,721 | 63,929 | 13,245 | 27,787 | 100 | Preferred NonSmoker | |
| Jackson National Life | Generations UL | Lifetime | 10,491 | 16,310 | 23,746 | 35,666 | 55,935 | 8,956 | 20,257 | 121 | Preferred Plus | |
| Jefferson-Pilot Life | JPF Legend XG | Lifetime | 10,269 | 15,597 | 24,144 | 36,993 | 55,138 | 8,863 | 20,290 | 100 | Preferred Plus NonTobacco | |
| Jefferson-Pilot Life | JPF Legend Plus | Lifetime | 11,903 | 17,901 | 27,385 | 41,473 | 61,182 | 10,296 | 23,119 | 100 | Preferred Plus | |
| John Hancock Life | Performance UL Core | Lifetime | 31,085 | 44,567 | 65,576 | 101,413 | 161,558 | 26,823 | 53,366 | 100 | Super Preferred NonTobacco | |
| John Hancock Life (U.S.A.) | Protection UL G | Lifetime | 17,493 | 23,449 | 29,934 | 42,764 | 61,742 | 14,113 | 26,410 | 121 | Super Preferred NonSmoker | |
| Lincoln Benefit Life | Legacy Secure | Lifetime | 13,008 | 18,220 | 24,451 | 38,381 | 57,289 | 11,781 | 20,389 | 100 | Preferred Elite/Preferred NS* | |
| Lincoln National Life | UL LPR7 | Lifetime | 10,682 | 16,687 | 23,825 | 35,773 | 52,013 | 8,461 | 20,036 | 121 | Preferred Best | |
| Massachusetts Mutual Life | UL Guard(SM) | Lifetime | 12,250 | 17,974 | 25,813 | 38,272 | 55,995 | 10,117 | 21,075 | 100 | Ultra Preferred NonTobacco | |
| MetLife | Guarantee Advantage UL | Lifetime | 11,868 | 16,620 | 23,293 | 35,690 | 55,522 | 9,853 | 19,320 | 100 | Elite | |
| Midland National Life | Innovation Universal Life 2.3 | Lifetime | 13,206 | 19,261 | 28,497 | 41,500 | 63,067 | 11,107 | 24,629 | 100 | Preferred Plus | |
| Mutual of Omaha Life | Priority Max GUL | Age 120 | N/A | 18,725 | 26,191 | 39,173 | 62,647 | N/A | 22,784 | 100 | Preferred Plus | |
| National Life | NLG 120 | Lifetime | 12,454 | 19,538 | 26,526 | 38,025 | N/A | 7,717 | 22,400 | 100 | Elite Prefered NonSmoker | |
| Nationwide Financial Life | Ultimate Universal Life | Lifetime | 12,550 | 17,677 | 25,535 | 37,779 | 60,108 | 10,735 | 21,481 | 100 | NonTobacco Preferred | |
| New York Life | NYLIAC Accumulator | Age 100 | 22,757 | 34,734 | 48,958 | 67,710 | 101,492 | 18,250 | 42,640 | 100 | Select Preferred | |
| New York Life | NYLIAC Protector 2005 | Lifetime | 14,875 | 22,174 | 32,822 | 48,552 | 77,828 | 12,603 | 27,201 | 121 | Select Preferred | |
| North American Life | Custom Guarantee | Lifetime | 12,620 | 18,003 | 26,574 | 42,505 | 65,567 | 10,217 | 22,598 | 100 | Preferred NonTobacco | |
| Ohio National Life | Virtus 100 G | Lifetime | 12,853 | 18,467 | 25,791 | 36,099 | 55,317 | 10,981 | 22,058 | 100 | Super Preferred NonSmoker | |
| Pacific Life | VersaFlex VI | Age 100 | 9,718 | 15,347 | 24,000 | 37,078 | 54,261 | 7,912 | 19,689 | 100 | Super-Preferred Nonsmoker | |
| Penn Mutual Life | Protection For Life | Lifetime | 12,495 | 17,137 | 25,932 | 36,788 | 58,271 | 10,361 | 22,386 | 121 | Preferred Plus | |
| Phoenix Life | Phoenix Generations | Lifetime | 22,113 | 25,698 | 64,068 | 49,138 | 66,721 | 19,906 | 31,943 | 100 | Preferred Plus | |
| Principal Life | UL Protector III | Lifetime | 12,723 | 16,534 | 22,971 | 34,875 | 58,227 | 10,336 | 19,601 | 121 | Super Preferred | |
| Protective Life | Protective Select UL VI LP/SP | Age 120 | 13,047 | 19,354 | 26,148 | 39,423 | 66,652 | 11,310 | 23,833 | 100 | Select Preferred | |
| Prudential Financial Life | PruLife Universal Protector | Lifetime | 10,774 | 16,224 | 24,159 | 37,714 | 60,530 | 8,934 | 20,356 | 120 | Preferred Best | |
| Sun Life Financial | Sun Life Protector | Lifetime | 11,496 | 15,763 | 22,635 | 33,286 | 50,890 | 9,752 | 20,029 | 121 | Super Preferred | |
| Transamerica Occidental Life | TransAce LP | Lifetime | 19,212 | 26,086 | 37,792 | 52,892 | 78,645 | 14,623 | 30,480 | 121 | Select | |
| United States Life of NY (AIG) | ContinUL Extend NY | Lifetime | N/A* | 17,437 | 23,896 | 37,347 | N/A** | N/A* | 21,049 | 121 | Preferred Plus NonTobacco | |
| United States Life of NY (AIG) | Platinum Protector G NY | Lifetime | 14,257 | 18,919 | 26,654 | 38,850 | N/A* | 11,880 | 22,356 | 100 | Preferred Plus NonTobacco | |
| United States Life of NY (AIG) | Medalist Premier | Lifetime | N/A* | N/A* | 31,110 | 41,493 | N/A** | N/A* | 24,712 | 100 | Preferred NonTobacco | |
| West Coast Life | LifeTime Platinum 120 LP/120 SP* | Age 120 | 12,971 | 18,695 | 28,737 | 43,322 | 64,048 | 10,316 | 22,627 | 100 | Super Preferred NonTobacco | |
| Illustration Footnote & Clarification | ||||||||||||
| AIG American General Life | ContinUL Extend | All scenarios maturity age is 121; * Violates Guideline; ** Beyond Maximum Issue Age | ||||||||||
| AIG American General Life | Elite Universal Life-G 2003 | Automatically include Extended Maturity (Death Benefit Type); Maximum Age is 65; * Beyond Max issue age; ** Guideline Violation | ||||||||||
| First Colony Life | Lifetime Protector Flex (sm) | Lifetime Protector 50+ is available for issue ages 50 and above. | ||||||||||
| First Colony Life | Lifetime Protector 50+ (sm) | Lifetime Protector Flex is available for issue ages below 50. | ||||||||||
| Lincoln Benefit Life | Legacy Secure | Preferred Elite for 35, 45 and 55. Preferred Non-Smoker for 65 and 75. | ||||||||||
| Pacific Life | VersaFlex VI | Full pay NLG premiums 100% commissionable; 10-Pay scenarios use 50% base/ART mix; | ||||||||||
| 1-Pay scenarios use 20% base/80% ART; Lifetime guarantees available. | ||||||||||||
| Principal Life | UL Accumulator | Could not solve for DBG premiums for several single premium and all 10 pay scenarios. | ||||||||||
| United States Life of NY (AIG) | ContinUL Extend NY | All scenarios maturity age is 121. * Violates Guideline ** Beyond Maximum Issue Age | ||||||||||
| United States Life of NY (AIG) | Platinum Protector G NY | Maturity Extension Automatically Included in all scenarios. *Maximum age is 70. | ||||||||||
| West Coast Life | LifeTime Platinum 120 LP/120 SP | LifeTime Platinum 120 LP used for Annual Premiums. LifeTime Platinum 120 SP used for Single Premiums & Ten-Pay Premiums. | ||||||||||