Blease Research - About Us

Thank you for your interest in Full Disclosure, the most comprehensive policy information source you can get!

Our products provide agents, brokers, financial planners and advisors active in upper life insurance markets thorough information on variable, whole, universal, and survivorship life products. Over 65 leading life insurers leverage their marketing efforts by participating in Full Disclosure.

After almost a decade of experience of working with producers, advisors and insurers at the A.M. Best Company, Roger Blease left to start a firm specifically serving the competitive intelligence needs of professionals active in upper life insurance markets. Full Disclosure was born almost eight years ago and offered as six editions in book form. The first software version of Full Disclosure appeared in January of 1999 and improvements are continually being made.

Every cash value life insurance product is designed for specific objectives, and only a comprehensive approach that uncovers all of a policy's strengths provides a true measure of its competitive position. We know there is no survey that can adequately portray all of a policy's strengths, and we also know that each policy is designed for a specific purpose or market. That is why Full Disclosure also encourages our participating companies to tell you in their own words what each of their policies does best.

We use balanced and fair formats with different face amounts, a wide range of ages, and lots of detail. Full Disclosure is the only single source for current illustrated values, current specifications, and actual historical performance for all cash value life insurance product types. Most importantly, Full Disclosure is the only independent source for policy information. We sell no advertising, perform no consulting, and our only mission is providing superior policy information.

As you know, when a third party (a CPA, for example) is involved in the placement of a large case, the party that can support their recommendation with objective facts is the one who will win the day. If you need real data without the spin, you have come to the right place.