Full Disclosure: Variable
Life/Variable Universal Life Insurance
Analysis from a policy rather than a mutual fund standpoint. Mutual fund data is great
– we have it too – but isn’t the wrapper just as important (especially in
an era when everyone just about has the same funds or comparable performance)?
No one else takes the Full Disclosure approach!
Features
- Current illustrated accumulation and
surrender values
A Head-to-Head VUL Illustration Comparison from Full
Disclosure
- Up to 40 years of values for males or
females at sample ages 40, 55 and 65 from $250,000 to $1,000,000!
- Current COI and expense charges for
all abstracts including best class and standard NS.
- Minimum premiums to endow and carry
including 10-pay and target premium
- Illustration comparisons at 10% gross
crediting rates
- Internal rate of return measurements
(IRRs) on illustrated values help you compare the effect of loads, costs, and charges on
final performance
- Minimum premiums to endow and carry
with minimal cash value at maturity
- Extensive product specifications
– Over 45 different areas of comparison. Stop going blind trying to extract key data
from a prospectus!
- Complete fund data including
performance after fees and the fund level charges themselves
- Averaging methods used in
illustration assumptions
- Percentage breakdowns of issue
classes actually sold
- Preferred underwriting specs and
non-medical limits
- QuickShot Summary tables for
illustrations and retirement incomes
- Riders, Maturity Extensions, Catch-Up
Provisions, Rolling Targets, Etc....
- Percentage breakdowns of issue
classes actually sold.
- Premium volume for each product and
entire line at each company
- How each product is distributed
- Retirement income streams using
liquidation of cash values and loans
- AND MUCH MORE!
All for only $99. Editions
released twice per year!
Save more when you subscribe to more editions! Questions? Call 877-864-3833!
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